Топик на тему money. Деньги на английском языке: слова и выражения, которые вам пригодятся

People say: Money makes the world go round and T totally agree. Frankly speaking, it’s impossible to imagine the life of people without usage of money because we should pay almost for everything in our world except for mother’s love, father’s guidance and friend’s support.
In all times money were a medium of exchange. In ancient times when money didn’t exist people used barter to satisfy their need for goods they didn’t have. Later commodity money appeared, like shells, beads, salt, tobacco, animal skins, even dog’s teeth and what not. Gradually our forefathers started to use clearly marked coins, made of precious metals. It was not until about 1000 years ago that the first paper money, which we call banknotes today, was invented in China. Today cash is widely used across the world along with credit cards and electronic money. In fact, each country has its own basic unit of money called currency, whereas the U. S. dollar is quite often regarded as the international means of payment.
What for we use money now? Well, there are three main uses. At first it is a medium of exchange as in ancient times; if you want to buy something you have to pay for it a certain sum of money. In addition to it, money is also used as a unit of account as money determines cost of all goods and services. Owing to money each person can interpret prices, costs, profits and debts; in such a way people have an opportunity to monitor their financial situations, plan their expenses and measure their future profitability. And finally, it’s a well-known fact that money is a store of value, which means that money can be saved for future purchases. Valuables, real estate, stocks and bonds are stores of wealth as well. Certainly it’s better when money works and brings its owner a profit, it’s also possible to put money into a bank account and receive interest from it if one wants to minimize the risk.
There are two different opinions about money. One people think that wealth is the most important thing in a people’s life. Other insists that there are a lot of things which have higher importance then money. Of course everyone have their own arguments.
First of all, measure of welfare can be the meter of people’s brainpower and success. As suggested by the majority only clever and brainy people can be hired on a decent position with high salary. But from other side reach people can also be a swindlers and a cheaters who bosses other persons around and has no dignity at all.
Next, money lets us fulfill our basic needs. You can’t be happy if you have no money to satisfy your natural needs. Money as commonly gives us new possibilities. But it’s not a secret that people’s requirements have no limits: the more you have, the more you want.
And the last, poverty should restrict themselves in everything. As a result it force them feel themselves miserable, angry and jealous of others’ wealth. It is said in the Bible that «The love of money is the root of all evil». Indeed, the majority of the crimes are committed because of money.
I suppose that money is very necessary thing in our world, but it is not the first. Everyone has to understand that life is worth living because of things that can’t be bought for money..
As far as I’m concerned, I get pocket money from my parents. There are different points of view on the allowance given to children by their parents, but I’m inclined to think that
pocket money is needed, because children are reasonable enough to make correct use of this money. Dealing with money is an extremely useful skill for our future life and it gives us a sense of independence. In addition to it, every teenager needs money in case he or she wants to grab a snack or gets lost in the city or lacks some stationery. Regrettably, some children do not understand the value of money and do not appreciate their parents’ labor.
In this case I’d recommend them to take a part-time job and become a babysitter, a waiter, a
cleaner and so on. Not only does this provide teenagers with earnings, but help to gain some priceless experience.
To make my long story short, I want to quote Malcom Forbes, the rich and extravagant person who seemed to have all a human wants: «Money isn’t everything according to those who have it». So enjoy every moment of your life and appreciate the things you already have.

Money – Деньги

What is money for?

Nowadays, money is universal means of payment. It is difficult to imagine our today’s life without it. We need money to buy living essentials, such as clothes and food products.

Well-off people buy various luxuries. They have more money, so they can afford more. With the money we can buy not only material things, but can also pay for services and knowledge.

Types of money

Perhaps, the most prevalent type of money is paper money, or banknotes. Every banknote has its own nominal value and is accepted everywhere on the territory of a certain country.

With the development of technologies plastic cards become more and more popular. They allow you to pay for things without cash. Such cards as Visa and MasterCard are even accepted abroad. This is a very convenient way of payment as money is simply transferred from one account to another by the bank.

Can Money Buy Happiness?

Money has always been a characteristic of wealth. People have always tried to earn as much money as possible. The explanation to this is quite simple. The more money a person has, the more he or she can afford to buy.

People often think that money equals happiness. However, it is not always like that. Happiness is a complicated concept which depends on things that surround the person. These things can be both material and spiritual. For example, love, health and care can"t be bought. A lot of examples prove that. Truly rich people still face serious illnesses. Others feel very lonely despite millions of people around them.

Для чего нужны деньги

Сегодня деньги являются универсальным средством оплаты. Трудно представить повседневную жизнь без них. Деньги нужны нам для того, чтобы покупать предметы первой необходимости, такие как одежда и продукты.

Состоятельные люди покупают предметы роскоши. У них больше денег, поэтому они могут больше себе позволить. Деньги нужны нам не только для того, чтобы покупать материальные вещи, но и платить за услуги и знания.

Виды денег

Пожалуй, самый распространенный вид денег – это бумажные деньги, или банкноты. На каждой банкноте обозначена ее номинальная стоимость. Такие деньги принимаются повсеместно на территории определенной страны.

С развитием технологий пластиковые карты становятся все более популярными. Они позволяют производить расчет без наличных денег. Такие карты, как Visaи MasterCard, принимаются за границей. Это очень удобный способ оплаты, так как деньги просто переводятся банком с одного счета на другой.

Можно ли купить счастье?

Деньги всегда были показателем состоятельности. Люди всегда пытались заработать как можно больше денег. Этому есть простое объяснение. Чем больше у человека денег, тем больше он может себе позволить.

Люди часто уравнивают деньги со счастьем. Счастье – это сложное понятие, которое зависит от того, что окружает человека. Сюда входят как материальные, так и духовные составляющие. Например, любовь, здоровье и заботу нельзя купить. Многие примеры служат тому доказательством. По-настоящему богатые люди также сталкиваются с серьезными заболеваниями. Другие чувствуют одиночество, несмотря на многочисленное окружение.

Анна Коврова

Даже само слово «деньги» не все употребляют верно. Сравните:

The money is falling from the sky.

The money are falling from the sky.

Что правильно?

Если у вас за плечами языковая школа или курсы английского , то вы, конечно, выберете первый вариант. Действительно, на русском говорят во : «Деньги падают с неба», а у англичан «деньги» — , так что употребляется с глаголами в единственном числе:

В скобках заметим, что вообще-то у слова «деньги» в английском языке число может быть и множественным, но это особые, очень редкие случаи. «Monies» («moneys») означает «денежные суммы» и уместно только в официальных текстах.

Money и компания

Очень часты словосочетания с глаголами «cost» («стоить») и «spend» («тратить»), а уж выражение «make money» просто обязано присутствовать в вашем активном словаре.

Прежде чем перейти к финансовым идиомам, давайте взглянем на общую таблицу сочетаемости для слова «money»!

Что почем?

Если что-то стоит очень дорого, уместно выражение «cost an arm and a leg».

Если желаете сказать, что покупка или сделка была выгодной, к вашим услугам словосочетание «good value (for money)».

Если же вы, напротив, недовольны тратами:

All our money has gone down the drain.

Все наши деньги потрачены впустую.

У кого сколько денег?

Есть несколько выражений, чтобы описать напряженную финансовую ситуацию: «feel the pinch» (денег не хватает, потому что доходы снизились), «be in the red» («влезть в долги», «уйти в минус»), «tighten your belt» («затянуть пояса»), «be out of pocket» (когда приходится потратить на что-то больше денег, чем ожидал).

Впрочем, что же это мы все о проблемах и о проблемах?! Лучше обсудим благополучное финансовое положение!

На русском принято говорить, что человек купается в деньгах. Англичанин же скажет, что не «купается», а «катается» в них. Причем «money» можно заменить на «it»

«Иметь глубокие карманы» — так дословно переводится еще одно выражение, означающее денежное изобилие. Причем оно может применяться не только к человеку, но и к какому-либо учреждению, компании:

У русской фразы «целое состояние» есть весьма близкое соответствие в английском: «small fortune»:

Topic: Money - Threats or Possibilities?

Тема: Деньги – угроза или возможности?

Money is the most disputable thing of all times. It appeared thousands years ago at the initial stage of civilization. People started to produce more bread, milk, wool, and other valuables than they could consume. So they started to exchange some surplus with their neighbors. Later money was invented to simplify the “barter relations”.

Деньги – это самая спорная вещь во все времена. Они появились тысячи лет назад на начальной стадии зарождения цивилизации. Люди начали производить больше хлеба, молока, шерсти, и других ценностей, чем могли потребить. Таким образом, они могли меняться своими излишками с соседями. Позднее были изобретены деньги, чтобы упростить «бартерные отношения».

Nowadays nobody can stay indifferent to money. It arises many disputes about threats and possibilities. Some people say that poor and rich. Social misbalance, envy and the appetite for revenge result in violence and revolutions with bad consequences. Others consider that savings and reasonable investments make life better, brighter and more meaningful. Finances are a driving force for evolution; they stimulate economical and social prosperity. I strongly believe that money brings improvements in all spheres of life. However, a wrong attitude to it and poor moral of its owner lead to embarrassing situations, crimes and even disasters.

В настоящее время никто не может оставаться равнодушным к деньгам. Они провоцируют множество споров по поводу угроз и возможностей. Некоторые люди говорят, что доходы разного размера делят людей на бедных и богатых. Социальный дисбаланс, зависть и жажда мести приводят к насилию и революциям с плохими последствиями. Другие люди считают, что сбережения и разумные инвестиции делают жизнь лучше, ярче и более значимой. Финансы являются движущей силой эволюции; они стимулируют экономическое и социальное процветание. Я твердо верю, что деньги приносят улучшения во все сферы жизни. Однако неправильное отношение к ним и низменные моральные принципы их обладателя приводят к неловким ситуациям, преступлениям и даже катастрофам.

The majority of people have personal incomes that are enough only for purchasing goods and services required for basic needs. Such persons are employees of factories, farms, schools, hospitals, supermarkets and other municipal organizations. Nearly all their salaries are spent on food, medicines, public transport, accommodation and communal services. Sometimes they can buy toys for children, books, cinema and concert tickets, etc. Those ones who have a better education or qualification can find a job in a bank, private clinic, trading company or even in a big corporation. Their savings some household appliances, gadgets and summer holiday trips. Such people may be given a bank loan to purchase a flat or a car, which they will refund for many years brining nearly a half of their monthly salary to the bank.

Большинство людей имеют такие доходы, которых хватает лишь на приобретение товаров и услуг, предназначенных для удовлетворения базовых потребностей. Такими людьми являются сотрудники заводов, ферм, школ, больниц, супермаркетов и других муниципальных организаций. Почти вся их зарплата уходит на еду, медикаменты, общественный транспорт, жилье и коммунальные услуги. Иногда они могут купить игрушки для детей, книги, билеты в кино и на концерт, и т.д. Те, у кого более высокий уровень образования или квалификации, могут найти работу в банке, частной клинике, торговой компании или даже в большой корпорации. Их сбережения позволяют им купить бытовую технику, гаджеты и путевки на летний отдых. Такие людям также могут дать кредит в банке на покупку квартиры или автомобиля, который они будут выплачивать в течение многих лет, отдавая банку почти половину своей заработной платы.

Retired people and vulnerable categories of population (disabled, unemployed, or with low income) are usually not happy with their low pensions and social allowances. They have to budget their life in order not to starve and have the necessary clothes and shoes. Students from poor families have to find a part-time job to survive, because their scholarship is not enough for living.

Пенсионеры и социально уязвимые категории населения (инвалиды, безработные, семьи с одним из родителей и многодетные семьи с низким уровнем дохода), как правило, не довольны своими низкими пенсиями и социальными пособиями. Они вынуждены постоянно планировать свои расходы, чтобы не голодать и иметь всю необходимую одежду и обувь. Студенты из бедных семей вынуждены искать работу с частичной занятостью, чтобы выжить, потому что их стипендия недостаточно для жизни.

However, the limited number of people all over the world has so much money that they can afford everything they wish. They are mainly celebrities, successful business persons, politicians and senior civil servants. Richmen usually purchase luxury houses, cars, yachts, jewelries, antique items and masterpieces of art. They like shopping, casinos, spa and fitness, business class travels, five-star hotels and restaurants. Their children lack nothing, they wear clothes and shoes from boutiques, drive expensive cars, have a rest in the best resorts, study at the best universities and have medical treatment in the most famous clinics.

Однако у ограниченного количества людей во всем мире так много денег, что они могут себе позволить все, что пожелают. Это, в основном, знаменитости, успешные бизнесмены, политики и высокопоставленные государственные служащие. Богачи, как правило, приобретают роскошные дома, автомобили, яхты, ювелирные изделия, антикварные предметы и шедевры искусства. Они любят посещать магазины, казино, спа-салоны и фитнес залы, путешествия бизнес-классом, пятизвездочные отели и рестораны. Их дети ни в чем не нуждаются, они носят одежду и обувь от бутиков, ездят на дорогих автомобилях, отдыхают на лучших курортах, учатся в лучших университетах и лечатся в самых известных клиниках.

Such a big difference a reason of mass rebels. They end in revolutions and overthrow of the national governments. But it does not make the life of ordinary people better, and on the contrary, they have to suffer more in turbulent times and wait for stabilization.

Такое большое различие в образе жизни богатых и бедных, как правило, является причиной массовых возмущений. Они заканчиваются революциями и свержением национальных правительств. Но это не делает жизнь простых людей лучше, а, наоборот, они вынуждены страдать еще больше в неспокойные времена и дожидаться стабилизации.

Проблема не в самих деньгах, а в отношении к ним. Национальные правительства должны полагать все усилия, чтобы свести к минимуму «разрыв» между бедными и богатыми.

Firstly, the national economy must be profitable to make it possible to pay higher salaries, allowances and scholarships. and services have to be decreased. Business environments should be favorable for private entrepreneurs and self-employed. They form the “middle-class layer” with . Such people make a big

Money

A number of people believe that pocket money teaches teenagers to be responsible. Others say that teenagers are too young to deal with money and that their parents should just buy them what they need.
Many parents wonder whether to give pocket money to their children and how much to give. Most Moms and Dads think that pocket money helps the child learn to handle money sensibly. However, pocket money may become a battleground if not handled correctly from the very start.
Personally, I think that by giving pocket money parents help children learn to manage money while they are young. It also helps them make choices and feel that they are important members of the family. Even a small amount can give a child the feeling of responsibility and independence. Parents can suggest the child keeping a little book in their money box to record ins and outs. This will help with their mathematics and will encourage them to save money.
But in some families children are given what they ask for and do not get pocket money. Some parents think that pocket money can cause a number of problems. For example, if children have a lot less than their friends they may feel depressed and may be tempted to steal. On the other hand, when they have much more it can cause envy and resentment amongst their friends. Besides, I believe that parents should never give pocket money to their children as compensation for not spending enough time with them and as a reward for helping around the house.
To conclude, I think it is up to parents to decide whether to give children pocket money or not. Anyway, parents should explain their sons and daughters that lots of money cannot buy love and happiness.

Some people think they can be happy only being rich, while others don"t care too much about money.
It is rather difficult to imagine our lives without money. People consider money to be part and parcel of their everyday lives. They buy and sell different things, receive a fee, a pension or a subsidy, exchange currency and what not. People"s attitude to money can be quite different: for some of them money is the most important thing in the world, while other people don"t care much about money.
In my opinion, the life of rich people is not only luxurious. It is also dangerous. There are quite a lot of people who want to deceive the rich. Millionaires have to spend much money on security, but sometimes even such measures don"t help. Rich people are often robbed, kidnapped and killed. Besides, they have to work much and that is why they spend very little time with their families and they often feel stressed.
But in spite of all dangers and difficulties, many people are sure that money and happiness are synonyms. They believe that money can make them powerful and independent. They dream of expensive cars and luxurious mansions. Some people think that we live in the world where almost everything can be bought and sold. They even make friends and marry for money. To my mind, money becomes a kind of addiction for such people.
To sum up, money is very useful as a medium of exchange, a unit of account and a store of value. But it becomes "the root of all evil" when it makes people take bribes, betray their partners or commit crimes. I think that "money is a good servant but a bad master."

A lot of people say that it is very important for everybody to own property. However, others are not so sure that property can make our lives better.
Everyone has some possessions. People own cars, buildings, land, money, bonds, stocks and so on. We are used to consuming, selling, renting, mortgaging, transferring or exchanging our property. But sometimes people attach too much importance to their possessions.
Personally, I believe that property is not the most important thing in our lives. It may arouse other people"s envy and it is difficult to say whether people surrounding you are your real friends or they just like your possessions and want to make use of them. I strongly feel that having friends, parents, relatives, spouses and children who love and understand you is better than possessing money, houses or securities.
However, there are people whose desire to own things predominates over all other feelings. They often become "slaves of property". They usually try to make a commercial use of everything and the main aim of their lives is accumulation of their capital. They sometimes buy beautiful pictures and sculptures not because they admire works of art or drive inspiration from them, but because it is a way of investing money. But to my mind, a person who values only property is miserable because inanimate objects like cars, pictures or precious stones can"t make you happy.
To conclude, I think that possessing property is not a sin, but one should remember the proverb: "Money can"t buy happiness".

Some people say that making money with the Internet is reality, while others think it is a myth.
The Internet is not only a source of information and entertainment for many people. It can also help them make money from home. At the same time the Internet business may be hard to break into.
To my mind, the Internet gives people a great number of opportunities to make money. Some of them earn money building websites for different companies, organizations or businessmen. Many people use websites to sell different goods or services. Thanks to the Internet, e-learning industry which is estimated to be worth billions of dollars has developed. People also earn money by sending spam, creating computer viruses, putting advertisements on a web page and so on.
However, those who believe that the Internet can help them make millions in a few days may be disappointed. Even hard work does not always result in success. People usually have to invest some money to develop their online business. What is more, there is usually great competition on the Internet when thousands of other people are trying to sell similar goods or services. So if you want to succeed, you should be original in order to stand out from the crowd.
To sum up, the Internet may motivate people to earn money. I strongly feel that if you are not afraid of difficulties, if you are hard-working, energetic and persistent, the Internet business will help you become richer.

Some people say that high social status is very important for everybody. Others are convinced that it is better to have a high income.
In modern societies, a person"s social status depends on many factors including their income, education, occupation, inherited wealth and position, ownerships, personal skills, abilities and efforts. Some people achieve high social status through education, occupation, and marital status. But statuses can also be inherited through family.
To my mind, it is difficult to say which is more important: high social status or a high income. Sometimes an individual"s social positions have both positive and negative influence on their social status. For example, a teacher has a positive societal image which increases his status but may earn little money, which simultaneously decreases it. In contrast, a drug dealer, may have low social position though have a high income. There are a lot of professions that are not prestigious, but well-paid and vice versa. Personally, I would prefer having high social status to being rich.
Some people say that they would rather have low social status but earn much money. They are convinced that money can make them powerful and independent. Such people also say that we live in the world where almost everything can be bought and sold, even high social status. But I think that a person must be respected only for his or her individual merits and achievements.
To sum up, both a person"s income and social status depend on him or her and may be changed in the course of his or her life. So if you want to be wealthy, respected and successful, you must work hard to achieve this goal.

Из учебного пособия